<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="static/style.xsl"?><OAI-PMH xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/ http://www.openarchives.org/OAI/2.0/OAI-PMH.xsd"><responseDate>2026-09-24T20:34:34Z</responseDate><request verb="GetRecord" identifier="oai:skemman.is:1946/37167" metadataPrefix="dim">https://skemman.is/oai/request</request><GetRecord><record><header><identifier>oai:skemman.is:1946/37167</identifier><datestamp>2020-10-20T10:36:31Z</datestamp><setSpec>com_1946_6867</setSpec><setSpec>com_1946_6001</setSpec><setSpec>col_1946_34321</setSpec></header><metadata><dim:dim xmlns:dim="http://www.dspace.org/xmlns/dspace/dim" xmlns:doc="http://www.lyncode.com/xoai" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.dspace.org/xmlns/dspace/dim http://www.dspace.org/schema/dim.xsd">
<dim:field mdschema="dc" element="contributor" lang="is">Háskólinn í Reykjavík</dim:field>
<dim:field mdschema="dc" element="contributor" qualifier="author">Ósvald Jarl Traustason 1995-</dim:field>
<dim:field mdschema="dc" element="description" qualifier="advisor">Páll Melsted Ríkharðsson 1966-</dim:field>
<dim:field mdschema="dc" element="description" qualifier="abstract" lang="en">It is important for financial service providers to recognize the value of their customers. Customer profitability analysis encourages banks to allocate their resources more effectively to their customer base, resulting in greater profits. The present study used a qualitative research method to conduct several interviews with important figures at Arion bank with the goal of identifying the barriers that are preventing Arion bank from adopting a systematic approach to measure, analyze and manage customer profitability. data.&#xd;
	Keywords: customer profitability analysis, banks, qualitative research, interviews, barriers</dim:field>
<dim:field mdschema="dc" element="date" qualifier="accessioned">2020-10-20T10:36:31Z</dim:field>
<dim:field mdschema="dc" element="date" qualifier="available">2020-10-20T10:36:31Z</dim:field>
<dim:field mdschema="dc" element="date" qualifier="issued">2020-10-20T10:36:31Z</dim:field>
<dim:field mdschema="dc" element="date" qualifier="submitted">2020-09-15T22:21:32Z</dim:field>
<dim:field mdschema="dc" element="date" qualifier="published">2020-09</dim:field>
<dim:field mdschema="dc" element="identifier" qualifier="uri">http://hdl.handle.net/1946/37167</dim:field>
<dim:field mdschema="dc" element="language" qualifier="iso">en</dim:field>
<dim:field mdschema="dc" element="subject" lang="is">Markaðsfræði</dim:field>
<dim:field mdschema="dc" element="subject" lang="is">Meistaraprófsritgerðir</dim:field>
<dim:field mdschema="dc" element="subject" lang="is">Viðskiptavinir</dim:field>
<dim:field mdschema="dc" element="subject" lang="is">Arðsemismat</dim:field>
<dim:field mdschema="dc" element="subject" lang="is">Bankar</dim:field>
<dim:field mdschema="dc" element="subject" lang="en">Marketing</dim:field>
<dim:field mdschema="dc" element="subject" lang="en">Customer relations</dim:field>
<dim:field mdschema="dc" element="subject" lang="en">Investment analysis</dim:field>
<dim:field mdschema="dc" element="subject" lang="en">Banks</dim:field>
<dim:field mdschema="dc" element="title" lang="en">Barriers to adopting a customer profitability analysis at Arion bank</dim:field>
<dim:field mdschema="dc" element="type">Thesis</dim:field>
<dim:field mdschema="dc" element="type" qualifier="degree">Master's</dim:field>
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